Ride the Wave

Ride the wave

Tips on how to adapt to dynamic price surges

Dynamic price surges commonly cause Uber and Lyft prices to spike at peak times. But now the practice — which causes pricing for goods or services to rise based on market demand — is starting to catch on in other, once-steady markets, such as concert tickets, grocery stores, toys, video games, and even fast-food restaurants. Here are a few strategies for not breaking the bank when faced with it:

Search from within a different ZIP code to see if you get a better price.
Set price alerts in monitoring apps, browser extensions and deal-tracking services to let you know when costs drop.
Use discount or price search engines to navigate online retailers.
Clear your web browser’s cache so online stores don’t know how eager you are to buy an item.
Abandon online shopping carts. It may prompt merchants to offer you a better deal later.

Pro tip: Discount and deal-monitoring services such as Hopper, Kayak, and Trivago can help you track airline, hotel, vacation, and car rental prices to ensure you’re getting the best deal. Likewise, a host of free web browser extensions and online price comparison services can help you score big savings here.

— Scott Steinberg

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College costs

Thanks to growing school operating costs and increasing inflation, higher education expenses are on the rise, with the average cost of an undergraduate degree at a four-year college now ranging from $25,700 to $218,000. That’s an increase of nearly 180% over the last 20 years. Happily, it’s not too late to secure funding and financial assistance for your family if needed – and many student financing options are available.

Your savings ascend with ladders

If you’re looking for something with the flexibility of a shorter share certificate but with the potential returns of a longer one, a share certificate ladder might be right for you.

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Understanding the bonus dividend

Our Bonus Dividend payout reflects activity from both loan holders and depositors. This total is calculated based on dividends earned on qualifying share accounts and/or interest paid on auto loans, credit cards, mortgages, personal loans or student loans.

Is this a scam? Know the signs.

College costs

Your savings ascend with ladders

Simplify person-to-person payments

Understanding the bonus dividend

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