Extended learning
During the pandemic, many Americans looked to learn new skills. Many found out that it’s never too late to pick up new talents like baking bread or woodworking. But this time has also given professionals a chance to develop skills that promote their careers. And the good news is there are tons of resources that can help you gain valuable knowledge. — Tamekia Reece
StackSkills For a nominal fee, this online learning hub offers more than 1,000 courses in areas of technology, business, marketing, finance, personal development and more. Courses are self-paced and taught by industry professionals.Harvard University Online The prestigious school has made more than 300 of its courses available for anyone in the world. Taught by Harvard professors, subjects include health and medicine, business and computer science, among others. Many courses are free (though you must pay if you want a verified certificate of completion).edX This platform has 3,000 courses from top universities and institutions, such as Harvard, Berkeley and MIT. It offers single courses, bundled courses, professional certificate programs and MicroBachelors and MicroMasters programs (for which you can earn college credits at a reduced price).Degreed
Are you a team leader looking to improve and optimize company talent? Degreed provides personalized career development based on the company’s goals and each team member’s job and strengths. Users can track learning activity, share content and get real-time insights on progress. You’ll know who has the skills for a particular project or promotion and be able to identify and address any skills gaps in the company.
— T.R.
401(k) by the decade
Regardless of where you are in your career, it’s important to contribute to your 401(k). Here’s how much you should save by the end of each decade to make your golden years comfortable. — Tamekia Reece
20sStart contributing at least 10% of your gross earnings.
• Aim to save: The equivalent of your annual salary.
30sIf you got a late start, save at least 15 to 20% of your gross salary.
• Aim to save: 3x your salary.
40sMonitor your spending so you stay on track with your retirement plan.
• Aim to save: 4 to 6x your salary.
50sContinue contributing as much as possible.
• Aim to save: 8x your salary
60s60s: Ideally, you’ll retire sometime during this decade. Therefore, you want to have a nice stockpile.
• Aim to save: 10x your salary.