cent$
The magazine of American Airlines Federal Credit Union
Install App?
cent$
www.cents-mag.com
This is how the Install App dialog will look like once your App goes live.
One of the things I love about the beginning of a new year is the idea of endless opportunities. We’re continuing to make improvements to better serve you while helping you plan for whatever comes tomorrow.
Some of the improvements we’re excited about include adjusting our overdraft programs in March to ease the burden on you so that a simple mistake won’t result in significant fees and small overdrafts won’t have a fee at all. During the course of the year, we’ll also be adding more self-service features to our digital banking suite to make it easier to do business with us whether you’re at home, traveling or at work. In addition, there are a number of other projects in the works designed to meet member needs while continuing to expand our growth.
Of course, part of our ongoing mission is to make sure you have helpful information at your fingertips, which is why our latest online edition of cent$ includes helpful stories such as: when and what to look for while preparing for 2021 taxes, making the most of your credit cards through monthly expenditures, the hottest places to live and how the Credit Union can help you make a move, unique travel experiences as well as how your Credit Union credit card can be an important part of your travel planning and much more.
I hope you also feel the excitement and anticipation of a new year. Let’s continue working together to meet your financial goals in the year ahead.
President & CEO
![[object Object]](https://cdn.magloft.com/pwa-19/article/image/164f0510-fb76-4ebb-a8c6-bc8c8eac8cbc.png?optimizer=image&width=360&aspect_ratio=3:4)
Stop overspending
Six habits for successfully reducing your monthly expenditures.
![[object Object]](https://cdn.magloft.com/pwa-19/article/image/6ac29701-95fb-4364-9158-083bedd7d208.png?optimizer=image&width=360&aspect_ratio=3:4)
Equity is king
The current market has opened additional demand for Home Equity Lines of Credit, or HELOCs. These loans give homeowners access to the additional equity in their homes and can be used for remodeling or renovations, meeting current financial demands or funding other endeavors.
![[object Object]](https://cdn.magloft.com/pwa-19/article/image/ccdc7ae1-43ed-4259-aa1a-f4c49a117d47.png?optimizer=image&width=360&aspect_ratio=3:4)
Spend smarter
Despite many households tightening their belts during the COVID-19 pandemic, America’s largest financial providers report that debit and credit card spending levels are up over pre-pandemic levels — to the tune of nearly 20%.
![[object Object]](https://cdn.magloft.com/pwa-19/article/image/1cccf9fe-449d-468f-94ea-c46677856e4d.png?optimizer=image&width=360&aspect_ratio=3:4)
College budgeting 101
Developing good spending habits while off at school is an important life lesson
![[object Object]](https://cdn.magloft.com/pwa-19/article/image/c8c6261e-8b85-4df1-a259-f08dd4d9ab46.png?optimizer=image&width=360&aspect_ratio=3:4)
Home matters
There are steps you can take to upgrade or renovate your current home and make it more modern, functional or comfortable — or all three. By adjusting areas that need the most attention, you can give your home a renewed feel without having to relocate smack in the middle of a housing boom.
